Carmmunity Initial Disclosure Document

The Financial Conduct Authority is the independent regulator of financial services. The Financial Conduct Authority require us to provide you with a document called an 'Initial Disclosure Document'. This document provides information about us, the products we offer, the services we will provide, what we charge for our services, who regulates us, what to do if you have a complaint and details about the Financial Services Compensation Scheme.

What services do we provide?

We provide Leasing Brokers with access to Manufacturer Terms for the purchase of vehicles on BCH / PCH / Finance Lease but not valid for cash purchase / hire purchase OR for third parties other than Carmmunity broker partners. We also provide them with a tool to access Manufacturer Vehicles which are available within the Manufacturer Network. It is important that you provide us with accurate and relevant information and we may ask questions to narrow down the selection of vehicles offered, from which you can more easily make your own choice if you so wish.

Whose products do we use?

We provide access to Manufacturer vehicles direct from Manufacturer Dealers within the United Kingdom. We do not provide any finance products.

Do we charge for our services?

We do not charge a fee for our services. We are a commission and fee based organisation which means that we may receive a payment(s) or other benefits from Manufacturer Motor Company.

Who regulates us?

Carmmunity is authorised and regulated by the Financial Conduct Authority. Our firms reference number is 685982 (Frontline Leasing and Fleet Management Ltd).

You can verify this on the Financial Conduct Authority's Register by visiting the Financial Conduct Authority's website: or by contacting them on 0300 500 8082.